Premium financing

Making your daily life more prosperous and enjoyable.
Premium Financial Services Co., Ltd. offers a range of services from the customer's perspective.


How credit works

How credit works

Credit is a system in which customers (consumers) can pay in installments when purchasing a product. Premium Financial Services Co., Ltd. makes the advance payment to the store in place of the customer, and the customer pays the amount, along with a commission fee, in monthly installments to Premium Financial Services Co., Ltd..

A credit lineup which matches your lifestyle

  • AUTO CREDIT

    AUTO CREDIT

    A range of credit options for buying an automobile, new or used. These include paying in installments with extra payments at bonus time, and partial prepayment.

  • SHOPPING CREDIT

    SHOPPING CREDIT

    Buying what you want when you want it. A credit service makes your wishes come true.

  • ECOLOGY CREDIT

    ECOLOGY CREDIT

    Environmentally friendly and easy on the wallet. A credit service for a smart way of life.

  • REFORM CREDIT

    REFORM CREDIT

    For the future of your home, packed with your memories. A credit service for lifestyle comfort.

Premium Warranty

Making your automotive lifestyle more prosperous and enjoyable.
Premium Financial Services Co., Ltd. offers a range of services from the customer's perspective.


What is a warranty?

The automobile warranty is a service in which a customer's automobile is repaired at no cost, within the scope of the warranty coverage, when it suddenly breaks down. By removing the worry about sudden breakdown repair fees after purchase, the service offers peace of mind.

What is a warranty?

A warranty lineup full of variety

Prime Warranty

Prime Warranty

The Prime Warranty Series is an original automobile warranty service provided by PFS. During the warranty period, there is no limit on mileage or number of repairs, and no affiliate or enrollment fees are required. This is a warranty service which offers great value and peace of mind.

Car Sensor After-sales Warranty

Car Sensor After-sales Warranty

A used car warranty system provided by Premium Financial Services Co., Ltd.. During the warranty period, there is no limit on mileage, number of repairs, or accumulated repair fees. It also comes with roadside assistance 24 hours a day, 365 days a year.